Terms of Service

1. Terms of Use
2. Acceptable Use Policy
3. Contract between Subscriber and Creator
4. Platform to Business Regulation Terms
5. Referral Program Terms
6. Complaints Policy
7. DMCA Takedown Policy
8. Appeals Policy
9. GST & Tax Policy
10. EarnOn eDashBoard Terms and Conditions
11. Community Guidelines (Redirect to community page, No legal validation)

TERMS OF USE

BY USING OUR WEBSITE YOU AGREE TO THESE TERMS – PLEASE READ THEM CAREFULLY

Terms of Use

These terms of use apply to your use of the website of EarnOn ( https://earnon.ai/  - hereafter the "Website") and EarnOn mobile application (iOS application / Android application - hereafter the "App"), provided by Bizionic Technologies Private Limited (hereafter "we" or "us" or "our" or "EarnOn"). Please go through them carefully. If you object to anything in the terms of use or our privacy policy, please do not use the website or the app or any other service we offer.

Acceptance of Terms of Use Agreement

We reserve the right, at our discretion, to make changes to the terms of use and privacy policy at any time. We may do this for a variety of reasons including to reflect changes in new features, changes in business practices or requirements of the law. The most updated version is available on our app and website with the date of last revision. Please check the terms of use and privacy policy periodically for changes as all modifications are effective upon publication. Continued use of the EarnOn app and website after revision indicates the user's acceptance of the terms of use. We will notify EarnOn users when modifications are made to the terms of use and/or privacy policy via our App.

1. Introduction: These Terms of Use govern your use of "EarnOn" and your agreement with us. Here are a few key things to note:

·       We can modify these Terms of Service at any time.

·       If you purchase a Subscription, it will automatically renew for additional periods of the same duration unless you cancel it.

·       Your rights may vary depending on where you are resident when you access "EarnOn".

·       If a dispute arises between you and us, you agree to notify us and agree to mediation before bringing any claim against us.

2. Interpretation : In the Terms of Service :

a. We refer to our website as "EarnOn", including when accessed via the web https://earnon.ai or Desktop, iOS or Android Applications;

b. References to "we", "our", "us" are references to Bizionic Technologies Private Limited, the operator of EarnOn;

c. "Business User": a User who uses "EarnOn" for commercial reasons, whether acting on their own behalf or through someone else, including Referring Users;

d. "Consumer": all Users who are not Business Users;

e. "Content": any material Uploaded to "EarnOn" by any User, including any photos, videos, audio, livestream material, data, text, metadata, images, interactive features, emojis, GIFs, memes, and any other material whatsoever;

f. "Contract between "Content Provider and Subscriber": the terms which govern each Creator Interaction;

g. "Creator": a User who has set up their "EarnOn" account to post Content for Subscribers to view;

h. "Channel": Users can access and join multiple channel dedicated to specific topic and services providers and discussion.

i. "Creator Earnings": the portion of a Subscriber Payment payable to a Creator pursuant to these Terms of Service after deducting all fees and applying all relevant tax laws;

j. "Creator Interaction": an interaction on "EarnOn" that grants access to a Creator's Content, including: (i) a Subscription; (ii) a payment for pay-per-view Content; and (iii) any other interaction or payment between a User and a Creator's account or Content, including direct messages;

k. "Subscriber": a User who has registered for an account and who can access a Creators' Content via a Creator Interaction;

l. "Subscriber Payment": any payment related to a Creator Interaction;

m. "Include", "Includes", and "Including" also mean "without limitation";

n. "GST & Applicable Local Taxes": any GST or applicable Tax that is statutorily applied to Subscriber Payments in any relevant jurisdiction;

o. "Notice", "Notify", and "Notification": our attempt to share information with you by: sending a message to "EarnOn" account, or sending an email to an address you provide, or posting a letter to the physical address you provide, or sending a text message to or calling a phone number you provide;

p. "Referring User": a User who participates in the "EarnOn"  Referral Program;

q. "Subscription": a Subscriber's binding agreement to obtain access for a specific period of time to all content that a Creator makes available to Subscribers in exchange for authorised automatic renewal payments. This excludes individually priced content;

r. "Subsidiary": a legal entity of which Bizionic Technologies Pvt Ltd or a Bizionic Technologies Pvt Ltd Subsidiary, alone or with other Bizionic Technologies Pvt Ltd Subsidiaries, owns, or has the power to vote or control;

s. "Tax": all forms of tax and statutory, governmental charges, duties, imposts, contributions, levies, withholdings, or liabilities wherever chargeable in any applicable jurisdiction;

t. "Terms of Service" (also called "your agreement with us"): the legally binding agreement between you and us which consists of: (i) these Terms of Use; (ii) Acceptable Use Policy; (iii) Referral Program Terms; (iv) Platform to Business Regulation Terms; (v) Complaints Policy; (vi) Appeals Policy; (vii) GST Policy; and (viii) Community Guidelines;

u. "Republic of India": Sates of Indian and its union territories ;

v. "Upload": publish, display, post, type, input, or otherwise share any photos, videos, audio, livestream material, data, text, metadata, images, interactive features, emojis, GIFs, memes, and any other material whatsoever;

w. "User": any user of "EarnOn", whether a Creator or a Subscriber or both (also referred to as "you" or "your").

Who we are and how to contact us:  EarnOn is operated by Bizionic Technologies Pvt Ltdcompany incorporated under the provisions of the Companies Act 2013, with the registered office at 3rd Floor, Office No 1A, 6-3-1090/B/4, The Grand Building, KFC Building, Raj Bhavan Rd, Somajiguda, Hyderabad, Telangana 500082 and holding CIN: U72900TG2022PTC164876. To contact us with questions, please email support@earnon.co or use our Contact Form. You may also write to us at our office address provided.

3. We may change the Terms of Service: 

Where permitted we may change any part of the Terms of Service without Notice:

a.      To reflect changes in applicable laws and regulations; and/or

b.      To address a risk to "EarnOn", to us, to Users, or to relevant third parties.

We may also make other changes and will Notify you so you may delete your account before the changes take effect. Once updated you will be bound by the effective Terms of Service if you continue to use "EarnOn".

4. We may change, suspend, or deactivate "EarnOn": 

We may change  EarnOn from time to time for any reason. We do not guarantee that  EarnOn, or its Content, will always be available or accessible without interruption. We may suspend, withdraw, or restrict the availability of any part of  EarnOn.

5. Registering with  EarnOn: 

By registering with and using  EarnOn, you agree to the Terms of Service. If you do not agree, your sole remedy is to not register or stop being an  EarnOn User. We may reject an account application for any reason. To use  EarnOn you must register and open an account on  EarnOn. You must provide a valid email address, a username, and a password or authenticate using an approved third-party. Your password must comply with the  EarnOn password requirements.

 .                     To register as a User and open a Subscriber account:

                                                        i. You must be at least 18 years old;

                                                      ii. You must be able to be legally bound by a contract with us;

                                                    iii. You must be legally permitted to join, view Content, and to use any functionality provided by  EarnOn;

                                                     iv. You must not be convicted of committing a serious crime; and

                                                       v. You agree to pay (where required) for Creator Interactions in accordance with the Terms of Service and the Contract between Subscriber and Creator.

                                                     vi. you are not barred from using the Service under the United States laws or any other jurisdiction worldwide.

                                                   vii.  you do not have any unspent convictions, or are subject to any court order, relating to assault, violence, sexual misconduct or harassment.

                                                 viii.  you will not use our Website or App if you have been removed from EarnOn.

                                                     ix. You do not appear on the U.S. Treasury Department's list of Specially Designated Nationals or face any other similar prohibition.

                                                       x. You will comply with this agreement and all applicable local, state, national and international laws, rules and regulations

                                                     xi. We are entitled to remove your accounts with EarnOn permanently if any of the above conditions are not met.

      If you do not meet the above requirements, you must not access or useEarnOn. You may also be asked to provide additional information prior to account approval.

              To open a Creator account, you must also:

                                                   xii. Upload a valid form of ID and two photos of you;

                                                 xiii. Add a bank account, payment details for your bank account, or a payment method;

                                                 xiv. Select a method ("Payout Option") for us to transfer Creator Earnings to you;

                                                   xv. If you are registered for GST in the India, provide your GST number;

                                                 xvi. Submit additional age or identity verification information any time we ask for it;

                                               xvii. Set a monthly subscription price, if any, for your Subscribers;

                                             xviii. Add Content for Users to view when they subscribe to your account and become your Subscribers; and

                                                 xix. Provide any additional information we request, which may vary depending on where you live or your nationality.

6. Monitoring and Compliance with Content Guidelines:

EarnOn is committed to maintaining a professional and respectful community environment. We continuously monitor content to ensure compliance with legal standards and our platform guidelines. Content creators are responsible for ensuring that the materials they upload do not contain explicit content or promote unprofessional behavior. Subscribers are also expected to adhere to these guidelines and report any inappropriate content or behavior to the platform. We actively discourage any form of unprofessional behavior and explicit content that may contravene applicable laws or platform policies. Your cooperation is essential in maintaining the integrity and safety of our community. We are not responsible for any loss or damage you suffer as a result of how or where you view Content.

7. Content – general terms:

a)      Your Content is not confidential, and you authorise your Subscribers to access and view your Content on  EarnOn for their own lawful and personal use, and in accordance with any licenses that you grant to your Subscribers.

b)      You are legally responsible for all Content you Upload. If you are a Creator and someone else assists you with the operation of your Creator account, this does not affect your legal responsibility. Our relationship is with you, and not with any third-party, and you will be legally responsible for ensuring that all Content posted and all use of your account complies with the Terms of Service.

c)      You warrant that, for each item of Content you Upload to  EarnOn:

                                                        i. it complies with the Terms of Service and all applicable laws;

                                                      ii. you own your Content (and all intellectual property rights in it) or hold all rights necessary, including licenses, to post and monetise the Content on  EarnOn or the subsequent use of that Content by  EarnOn;

                                                    iii. if your Content includes or uses any third-party material, you have secured all rights, licenses, written consents and releases that are necessary for the use of such third-party property in your Content and for the subsequent use of that Content on  EarnOn and by us; and

                                                     iv. the Content is:

1. of satisfactory quality, taking account of any description of the Content, the price, and all other relevant circumstances including any statement or representation which you make about the nature of the Content on your account or in any advertising;

2. reasonably suitable for any purpose which the Subscriber has made known to you; and

3. as described by you.

d)      You are liable to and will indemnify us if any warranty in this section of these Terms of Use is untrue. This means you will be responsible for any resulting loss or damage we suffer.

e)      We are not responsible for, do not control, and do not endorse any Content you or any other  EarnOn User posts. We have no direct control over what your Content may comprise and are not obligated to pre-screen Content. We reserve the right to pre-screen, monitor, or reuse Content. We reserve the right to remove Content that violates our Terms of Service.

f)       You agree to act as custodian of records for all Content you Upload to  EarnOn.

8. Subscriber subscriptions and purchases: 

This section applies to Creator Interactions including Subscription billing and renewals:

Creator Interactions are governed by the Contract between Subscriber and Creator. We may moderate Content and we facilitate Creator Interactions by providing the  EarnOn platform, but we are not a party to the Contract between Subscriber and Creator or any other contract between a User and a Creator, and we are not responsible for Creator Interactions.Creators are solely responsible for determining any pricing applicable to Creator Interactions.

·       All prices appear, and are charged as per the platform described payment mode. Payment providers may charge currency conversion fees.

·       Subscriber Payments are exclusive of GST & Applicable Local Taxes, which shall be added at the current rate as applicable to Subscriber Payments.

·       When a Creator receives Notice that the Creator Interaction has been confirmed, that Creator must perform their part of the Creator Interaction. Creators agree to indemnify us for any breach of this obligation and are responsible for any loss or damage we suffer as a result of such failure.

·       Before entering into a Creator Interaction with a particular Creator, Users must add payment information to their account and then click 'Subscribe' on the relevant Creator's account.

·       Users authorise us and each Subsidiary to supply payment information details to a third-party payment provider for the purpose of processing Subscriber Payments.

·       The payment provider will take: (i) periodic payments for Subscriber Payments which are Subscriptions; and (ii) immediate payments for Subscriber Payments other than Subscriptions. You authorise and consent to each of these payments being debited using your supplied payment information.

·       If you provide details of more than one payment method and a Subscriber Payment from the first method fails, we will use the other payment method for the Subscriber Payment.

·       When you select "Subscribe," you agree to start a Subscription. A Subscription will automatically renew at the current rate (plus GST or applicable local taxes). You authorise us to charge you again after each Subscription, unless: (i) your payment is declined and you have not provided another payment; (ii) the Subscription price has increased; (iii) you switched off the "Auto-Renew" feature on the Creator's account; or (iv) you close your  EarnOn account before the new subscription period begins. By selecting "Subscribe," you agree to these provisions, and acknowledge that you will not receive further Notice regarding the renewal of that Subscription.

·       If you cancel a Subscription, you can view the relevant Creator's Content until the end of the subscription period in which you cancelled, after which no further payments will be taken from you in respect of subscriptions to that Creator's profile (unless you begin a new Subscription to that Creator's profile), and you will no longer be able to view the relevant Creator's Content.

·       You agree not to make: (i) unjustified requests for a refund; or (ii) unjustified chargeback requests of your payment card provider in relation to any Creator Interaction or tip to a Creator. If we determine that any refund or chargeback request was made by you in bad faith, we may suspend or delete your User account.

You can prepay an amount on  EarnOn ("Wallet Credits or Coins") which you can later use for Subscriber Payments. Purchases on  EarnOn cannot be divided - if you attempt a purchase that costs more than the total amount of your remaining Wallet Credits or Coins, your payment card will be charged the full amount for that purchase. Wallet Credits are subject to a maximum amount as indicated. Interest will not accrue on Wallet Credits. For further information refer to the Wallet terms and conditions.

9. EarnOn Channel Terms and Conditions

Introduction EarnOn provides a platform that facilitates independent content creation and service offerings through various channels, including but not limited to Guide Connect, Artist Connect, Fitness Connect, and Legal Connect. Each channel represents a specific niche or category where independent content creators, service providers, and professionals can engage with users by offering their insights, expertise, and services.

EarnOn acts solely as a facilitation platform and does not endorse, verify, or guarantee any services, transactions, or content provided by individual service providers, creators, or experts on the platform.

Independent Service Providers

2.1. All individuals and entities providing content or services through EarnOn channels are independent third parties and not employees, agents, or representatives of EarnOn.

2.2. EarnOn does not control, supervise, or manage any interactions, agreements, or transactions between users and service providers.

2.3. Any agreements, commitments, or transactions made between users and service providers are the sole responsibility of the involved parties.

No Guarantees, Warranties, or Liabilities

3.1. EarnOn does not guarantee the quality, accuracy, reliability, timeliness, or completeness of any content or service provided through its channels.

3.2. EarnOn is not responsible for any failure, delay, or breach in the fulfillment of services by any provider.

3.3. Users acknowledge that EarnOn does not provide refunds, compensation, or mediation in case of non-performance, disputes, or dissatisfaction with a service provider.

3.4. EarnOn shall not be held liable for any losses, damages, or claims arising from interactions, agreements, or transactions between users and service providers.

3.5. EarnOn is not liable for any criminal acts, misconduct, physical harm, sexual harassment, assault, burglary, or any illegal activity committed by users or service providers during or after engagements initiated through the platform.

3.6. EarnOn strongly advises users to conduct background checks and exercise caution before engaging in any in-person meetings, transactions, or service arrangements facilitated through the platform.

User Responsibility & Due Diligence

4.1. Users are solely responsible for conducting their own research and verification before engaging with any service provider on the platform.

4.2. EarnOn strongly advises users to review qualifications, experience, terms of service, and reliability before entering into any transaction.

4.3. Users assume full responsibility for any risks associated with engaging service providers, including financial risks, service quality concerns, and compliance with applicable laws.

4.4. Users engaging in any in-person services, meetings, or consultations should ensure they take reasonable safety precautions, including meeting in safe, public, or supervised locations.

No Employer-Employee Relationship

       5.1. Nothing in these terms shall be interpreted as creating an employer- employee, agency, joint venture, or partnership relationship between EarnOn and the independent service providers.

       5.2. Service providers retain full autonomy in determining the scope, pricing,       delivery, and nature of services offered through the platform.

6. Indemnification

6.1. Users agree to indemnify and hold EarnOn harmless from any claims, losses, damages, legal actions, liabilities, or costs arising from their interactions with service providers.

6.2. Service providers agree to indemnify EarnOn from any claims made by users related to their services, content, or contractual breaches.

6.3. EarnOn shall not be responsible for any criminal conduct, fraudulent activities, or misconduct by any user or service provider, and users acknowledge they engage at their own risk.

7. Amendments & Modifications EarnOn reserves the right to modify these terms at any time. Users and service providers will be notified of significant changes via platform announcements or email notifications.

8. Governing Law & Dispute Resolution This agreement shall be governed by the laws of India, and any disputes shall be settled through arbitration in Hyderabad, India, as per the Arbitration and Conciliation Act, 1996.

9. Contact Information For any inquiries or concerns regarding EarnOn’s role as a facilitation platform, please contact us at support@earnon.co

10. By using EarnOn and engaging with any service provider, you acknowledge and agree to these terms and conditions.

11. Creator payouts:

All Subscriber Payments will be received and processed by a third-party payment provider we approve.

·  Our Fee is calculated as 20% of the total Subscriber Payment and will be deducted from each Subscriber Payment.Creator Earnings will only be available for withdrawal when reflected in your  EarnOn account.To withdraw Creator Earnings from your  EarnOn account, your account balance must meet the minimum payout amount requirement.

·  All Subscriber Payments and Creator Earnings are transacted in INR. Your bank or e-wallet company may charge currency conversion or other fees. We do not control currency exchange rates, banking charges, or e-wallet provider charges. We and any Subsidiary are not responsible for paying such charges.

·  If a Subscriber successfully seeks a refund or chargeback from their credit card provider of a Subscriber Payment, we may deduct an amount equal to the Creator Earnings portion of the refunded or chargeback amount.

·  Except for Payout Options by direct bank transfer, we do not store the data you disclose when you register your Payout Options with a payment provider.

 

12. Tax compliance:

 .                     General:

                                                        i. Creators are responsible for their own Tax affairs and neither we nor any Subsidiary: (i) are responsible for advising you on your Tax affairs or liable for any general Tax information provided on  EarnOn or by support@earnon.co; or (ii) liable for any Creator's non-payment of Tax.

                                                      ii. By using  EarnOn as a Creator, you warrant that you have reported, and will report in the future, all payments you receive in connection with your use of  EarnOn to the relevant Tax authority in your jurisdiction, as required by law.

                                                    iii. If, while you have an  EarnOn account, you become Tax non-compliant in relation to your use of  EarnOn or if you are named in any litigation, inquiry, or investigation in connection with, or which may lead to, any Tax non- compliance in connection with your use of  EarnOn, we reserve the right to close, restrict payouts from, or restrict earnings from your account.

a.  India established Creators: If you are a Creator registered for GST in india, you must follow our GST Policy.

b.  UK VAT, EU VAT and EU established Creators: If you are a Creator registered in an UK, EU country, you must adhere to the UK,EU VAT rules that apply.

c. Compliance responsibility: You alone are responsible for ensuring that you make any necessary Tax fillings and pay any Tax due on your earnings on  EarnOn. Failure to comply with your Tax obligations may result in your  EarnOn account being closed or suspended.

 

13. Our rights and obligations:

a)      We reserve the right to suspend or remove Content that may breach our Terms of Service.

b)      We comply with applicable laws requiring us to use proportionate measures to quickly remove illegal Content when we become aware it is on  EarnOn.

c)      When we review Content in accordance with our internal policies, we reserve the right to conduct these reviews with technology tools such as classifiers, and Artificial Intelligence and Machine Learning-enabled tools to detect and remove Content that violates our policies.

d)      We may use recommender systems by, for example, displaying Creator accounts on your home page that other Users who share subscription preferences similar to yours have chosen to follow.

e)      We are not responsible for any loss you claim to have suffered because of any action we take, in accordance with our Terms of Service, to suspend or remove Content.

f)       We may suspend or delete Content and accounts according to our Terms of Service. If we do, we will try to Notify you.

g)      If your account is terminated, we may deal with your Content in accordance with our Privacy Policy . You will not be able to access your Content after your account is terminated.

h)      We may review any suspected or alleged misuse, abuse, or unlawful use of  EarnOn and cooperate with law enforcement agencies in such reviews.

i)        We may disclose any information or records in our possession or control about your use of  EarnOn to third parties in keeping with our Privacy Policy.

j)        We may change which third-party payment providers process Subscriber Payments.

k)      Other than Content which is owned by or licensed to Creators, we and/or our licensors own all rights in and to  EarnOn and its entire contents.

l)        We are the sole owners of any and all anonymised data relating to your use of  EarnOn and we can use that data for any purpose permitted by law.

m)   We may choose how we communicate with you, including by emails and messages posted to your  EarnOn account.

 

14. What we are not responsible for: We will use reasonable care and skill in providing  EarnOn to you, but there are things we are not responsible for, including:

a)      We do not control Content that Users post on  EarnOn. We do not choose, endorse, authorise, approve or guarantee the completeness, legitimacy, legality, accuracy, or reliability of any Content Users post on  EarnOn. We comply with applicable laws requiring us to use proportionate measures to quickly remove illegal Content when we become aware it is on  EarnOn. You may report Content you suspect may be illegal by following our Complaints Policy.

b)      We do not grant you any rights in relation to Content.

c)      Whether your Content is viewed by individuals that recognise your identity.

d)      Any suggestions, comments, reviews, or requests that any User provides, accepts, or receives.

e)      Any promise or guarantee that Creators or Referring Users will generate earnings from  EarnOn.

f)       Whether  EarnOn is compatible with all devices and operating systems. You are responsible for configuring your information technology, device, and computer programs to access  EarnOn.

g)      The availability of the internet, or any issues in your hardware, or software, that may impact your use of or access to  EarnOn.

h)      Any lost, stolen, or compromised User accounts, passwords, email accounts, or any resulting unauthorised activities or resulting unauthorised payments or withdrawals of funds.

i)        The circulation of Content recorded in breach of the Terms of Service.

 

15. Circumstances in which we may suspend or delete your account and/or Content, pause Subscriber Payments, and/or withhold Creator Earnings:

a)      We may suspend or delete your account with 30 days' Notice, at any time, for any reason;

b)      At any time, without warning or Notice and for as long as is necessary to review the relevant facts, we may: (i) suspend or delete your account and/or your Content; (ii) pause Subscriber Payments which would have been due during the suspension period; (iii) withhold any part of your Creator Earnings; and/or (iv) suspend, refund, or cancel Subscriber Payments if:

                                                        i.            we think you have or may have seriously or repeatedly breached the Terms of Service;

                                                      ii.            you attempt, or threaten, to breach the Terms of Service in a way which we think has or could have serious consequences for us or another User; and/or

                                                    iii.            we suspect that all or any part of the Creator Earnings result from unlawful or fraudulent activity, either by you or by the Subscriber who made the Subscriber Payment resulting in the Creator Earnings.

c)      If, based on our review of the relevant facts, we determine that any of the above is true, we may: (i) delete your account and/or your Content; (ii) treat any part of your Creator Earnings as forfeited; and/or (iii) refund or cancel Subscriber Payments. We will Notify you when we take any such action and will provide a statement of reasons why. If we terminate your Subscriber account for violating the Terms of Service, Subscriber Payments, including prepaid Subscription payments, will not be refunded.

d)      If you do not dispute our decision within six months of Notification, you waive the right to dispute the decision. You may dispute a Creator Earnings forfeiture decision by following our Complaints Policy and dispute an account termination or Content deactivation decision by following our Appeals Policy. In certain jurisdictions, you may be entitled to bring a claim against us for breach of contract where we remove or restrict access to your Content or the  EarnOn platform in breach of our Terms of Service.

e)      If a lien, levy, or other encumbrance is placed on your Creator Earnings, we may withhold any part of your Creator Earnings and may suspend or cancel Subscriber Payments. We have no duty to make ongoing payments to your creditor(s) and may withhold Creator Earnings until an encumbrance is removed.

f)       We may use any part of your Creator Earnings to set off any harm or loss we suffer as a result of your breach(es) of the Terms of Service.

16. Intellectual property rights – ownership and licenses:

a)      You confirm that your Content does not infringe or violate the intellectual property rights of any third-party and that you own or have obtained all rights necessary to distribute, copy, display, publicly perform or otherwise use the Content.

b)      You agree to grant us a license to all your Content to perform any act related to the operation of  EarnOn and our related products and services, including reproducing, making available or displaying to the public, distributing, creating derivative works, and otherwise using your Content, including for the purpose of improving the features and functionalities of  EarnOn and our related products and services.

c)      The license you grant us is perpetual, non-exclusive, worldwide, royalty-free, sublicensable, assignable, and transferable by us.

d)      Except for mandatory provisions of law that apply to you, you waive any moral rights you may have under any applicable law to object to treatment of your Content.

e)      We will never sell your Content to other platforms; however, in the event of a sale of our company or its assets, we may transfer any license you have granted us.

f)       While we do not own your Content, you grant us the right to submit notifications of infringement (including of copyright or trademark) on your behalf to any third-party that is infringing your Content. We are under no obligation to submit such notifications or to police infringements of your Content.

g)      Our DMCA Takedown Policy describes our procedures for responding to reports that infringing content was published on  EarnOn. Our Complaints Policy explains how to make a complaint about infringement of intellectual property rights on platforms other than  EarnOn.

17. Co-authored Content:

a)      You are legally responsible for all Content you Upload. You may Upload Content that features someone other than you ("Co-Authored Content").

b)      You warrant that each individual in Co-Authored Content you Upload is:

                                                        i. a Creator you have tagged using the tool available on  EarnOn; or

                                                      ii. an individual at least 18 years of age whose proof of identity and whose written, informed consent you have obtained to share the Content on  EarnOn.

c)      You and each Co-Author will provide us with necessary documents to confirm you have satisfied the requirements of these Terms of Service.

d)      If you, or anyone appearing in Co-Authored Content, do not provide any information we request, we may restrict or delete the Co-Authored Content or your account, and/or withhold all or any portion of your Creator Earnings.

e)      We are not a party to any agreement that you have to create Co-Authored Content or any resulting dispute. All claims arising from Co-Authored Content shall be made against the Creator(s) who posted or who appear in the Co-Authored Content. You will not make any claims against us, and you release us from any claims against us, arising from Co-Authored Content.

f)       Any individual(s) who appear in the Co-Authored Content may, at any time, withdraw their consent to appear in that Co-Authored Content. Co-Authored Content may be deleted where a participant withdraws consent.

18. Sharing and linking to and from  EarnOn:

a)      Other online platforms may allow Users to connect their  EarnOn account and share Content. You remain bound by the  EarnOn Terms of Service and that platform's terms of service when sharing content in this way.

b)      Links to  EarnOn:

§  Do not link to  EarnOn in a way that is deceptive or that suggests any form of association, approval, or endorsement on our part.

§  Any link promoting your Creator account must comply with our Terms of Service and the terms of service where you advertise.

§  Do not promote your  EarnOn account using Google Ads or any similar advertising platform or search engine advertising service.

§  Links from   EarnOn: Links on   EarnOn to other web sites are provided for your convenience only. We are not liable for, do not control, approve of, or endorse those linked websites or the information they contain.

§  Domain Names: You may register or use domain names that contain the   EarnOn trademark or a confusingly similar term only if:

§  The domain name is registered by the Creator;

§  The domain name redirects to the Creator's  EarnOn account; and

§  The Creator obtains written permission from  EarnOn by contacting support@earnon.co and signs a licensing agreement.

If you fail to comply with these provisions or the licensing agreement, we may file a domain dispute or seek other remedies.

19. Advertising on  EarnOn:

 If you Upload Content to your Creator account which is designed to promote, directly or indirectly, third-party goods or services, in return for payment or other valuable consideration (together "Advertising Content"), then you must ensure that the Advertising Contentis not illegal, prejudicial, threatening, false, fraudulent, harmful, hateful or in violation of our Acceptable Use Policy or Community Guidelines;

a)      does not advertise cigarettes, other tobacco products, electronic cigarettes, illegal drugs, or any prescription-only medicine;

b)      does not advertise, promote, or facilitate illegal gambling;

c)      does not direct any Advertising Content for alcoholic drinks at minors or encourage excessive consumption of alcohol; and

d)      does not promote any does not promote or allow content that is explicitly forbidden under the laws of the country of operation.

e)      adheres to the requirements in Section 19 of these Terms of Use.

20. Transparency requirements:

Advertising Content: Clearly and conspicuously label Advertising Content you Upload to   EarnOn by including in the caption of the Advertising Content:

                                                                                I.            a signifier such as #ad, #paidpromotion or #sponsored; and

                                                                              II.            the name of the brand advertised and who paid for the Advertising Content.

                                                                            III.            AI Generated Content: AI Generated content must comply with our Terms of Service and must be clearly and conspicuously captioned as AI Generated Content with a signifier such as #ai, or #AIGenerated.

21. Account deletion: 

You may delete your  EarnOn account in the 'User Account' section of your  EarnOn account.

a)      If you are a Subscriber, we may delete your account within a reasonable time and will not charge any further Subscriptions. After we delete your account, you will not have access to your former account or any Content.

b)      If you are a Creator, your account will remain open until all active Subscriber Subscriptions expire. We will then pay all unpaid Creator Earnings and delete the account. All subscriptions will be deleted and cannot be renewed. After we delete your account, you will not have access to your former account or its Content. Deleting your   EarnOn account will not automatically delete Co-Authored Content posted by another Creator.

c)      After your account is deleted, we may deal with your data in accordance with our Privacy Policy.

22. Responsibility for alleged loss or damage:

·       Whether you are a Consumer or Business User we do not limit our liability where it would be unlawful to do so. Consumers may rely on mandatory provisions of law that apply to them and nothing in our Terms of Service affect a Consumer's rights to rely on mandatory provisions of local law.

·       If you are a Consumer, you agree that:

• • • We, each Subsidiary, and our employees, owners, representatives, and agents are not liable to you for any loss of profit, loss of business or revenue, business interruption, loss of business opportunity, or loss of anticipated savings arising from or in connection with your use of  EarnOn.
    • If you are a Consumer User and reside in the United States of America, our total liability to you for claims arising out of or related to your agreement with us shall be limited to USD $250 per claim.
    • If you are a Business User, you agree that:

We, each Subsidiary, and our employees, owners, representatives, and agents:

§  exclude (to the extent permitted by law) all implied conditions, warranties, representations, or other terms that may apply to  EarnOn or any Content. This means that if the Terms of Service do not expressly include a promise or commitment by us, then one cannot be implied by law;

§  are not responsible for any loss or damage that is not a foreseeable result of our breaching the Terms of Service or our failing to use reasonable care and skill. Loss or damage is foreseeable if either it is obvious that it will happen or if, at the time you agreed to the Terms of Service, both we and you knew it might happen;

§  are not liable to you for any loss or damage, whether in contract, tort (including negligence), breach of statutory duty, or otherwise, even if foreseeable, arising out of or in connection with:

§  your inability to use  EarnOn or any of its services, features or programs; or

§  your use of or reliance on any data or information (including Content) stored on  EarnOn;

§  are not liable to you for any loss of profits; loss of sales, business, or revenue; business interruption; loss of anticipated savings; loss of business opportunity, goodwill or reputation; loss of data or information (including Content); or indirect or consequential loss or damage;

§  are not liable to you if your Content is copied, distributed, reposted elsewhere or its copyright is infringed;

§  are not liable to you for any disclosure of your identity, or any disclosure or publication of your personal information by other Users or third parties without your consent (also known as "doxing");

§  are not liable to you for any failure or delay by us in complying with any part of the Terms of Service arising from events outside our reasonable control.

·       Our total liability to you for any and all claims arising out of or related to your agreement with us, whether in contract, tort (including negligence), breach of statutory duty, or otherwise shall be limited to the greater of:

§  100% of the total fees paid by you to us in connection with your use ofEarnOn; or

§  USD $5,000.

23. General: You agree that:

a)      If any aspect of your agreement with us is unenforceable, the rest will remain in effect.

b)      If we fail to enforce any aspect of your agreement with us, it will not be a waiver.

c)      We, each Subsidiary, and our employees, owners, representatives, and agents reserve all rights not expressly granted to you.

d)      No implied licenses or other rights are granted to you in relation to any part of  EarnOn, save as expressly set out in the Terms of Service.

e)      Agreeing to our Terms of Service and using  EarnOn does not create an agency, partnership, joint venture, franchisor-franchisee, representative, fiduciary, or employee–employer relationship. You do not have authority to bind us or any Subsidiary in any manner.

f)       Your agreement with us does not give rights to any third parties, except that each Subsidiary and our employees, owners, representatives and agents may enforce the exclusions and limitations of liability and the terms relating to disputes in our Terms of Service.

g)      You cannot transfer, assign, or subcontract your rights or obligations under any agreement with us.

h)      Our rights and obligations under your agreement with us can be assigned or transferred by us to others. We may delegate the performance of any of our obligations under your agreement with us to any third-party.

i)        The Terms of Service form the entire agreement between us and you regarding your access to and use of  EarnOn, and supersede any and all prior oral or written understandings or agreements between us and you.

j)        If you have a complaint about  EarnOn, refer to our Complaints Policy and our Appeals Policy. If you wish to communicate with us about  EarnOn or our Terms of Service, please email support@earnon.co.

24. Choice of law and forum for disputes:

For Consumers:

a)      Choice of law: To the greatest extent permitted by the laws of the place where you live, your agreement with us is governed by the laws of India, which will apply to any claim arising out of or in connection with your agreements with us or your use of  EarnOn including non-contractual disputes or claims. You may also rely on mandatory rules of the law of the country where you live.

b)      Forum selection:  The place of jurisdiction shall exclusively be in Hyderabad, India. In the event of any dispute arising out of these Terms, the same shall be settled by binding arbitration conducted by a sole arbitrator, appointed jointly by both parties and governed by the Arbitration and Conciliation Act, 1996. The seat and venue of arbitration shall be in courts inHyderabad, India.

c)      For United States residents, will fall under the jurisdiction of courts located in Detroit, Michigan, where the company is basewill have jurisdiction over any claim that is exclusively against Bizionic Technologies LLC, located TechTown Detroit, 440 Burroughs St, Detroit, Michigan, United States of America 48202

For Business Users:

a)      Choice of law: If you are a Business User, your agreement with us is governed by the laws of India, which will apply to any dispute arising out of or in connection with your agreement with us or your use of  EarnOn including non- contractual disputes or claims without regard to conflict of law provisions.

b)      Forum selection: The place of jurisdiction shall exclusively be in Hyderabad, India. In the event of any dispute arising out of these Terms, the same shall be settled by binding arbitration conducted by a sole arbitrator, appointed jointly by both parties and governed by the Arbitration and Conciliation Act, 1996. The seat and venue of arbitration shall be in Hyderabad, India.

c)      Limitation period for bringing claims: Except where prohibited by applicable law, any claim or cause of action against us or any Subsidiary must be filed within the earlier of one year after the date on which such claim or cause of action arose or the date on which you learned or should have learned of the facts giving rise to the cause of action, or that claim is expressly waived and cannot be brought.

d)      You agree to notify us prior to bringing any cause of action and, if we request it, to submit any dispute to pre-suit mediation. This provision is a material inducement to allow you to use   EarnOn.

e)      If you are a User and commence proceedings against us or any Subsidiary, we reserve the right to terminate your account to minimise the risk of potential harm to   EarnOn, to us, and to our courts in Bangalore, Karnataka..

f)       Documents which initiate Consumer disputes exclusively against Bizionic Technologies Pvt Ltd must be served in accordance with India law. Bizionic Technologies Pvt Ltd does not accept service in any other manner. All other documents initiating proceedings must be served in accordance with the laws of India. We do not accept service in any other manner.

g)      Failure to comply with the requirements of this section is a material breach of the Terms of Service.

Acceptable use policy

BY USING OUR WEBSITE YOU AGREE TO THIS POLICY – PLEASE READ IT CAREFULLY

This sets out what is and is not permitted on  and forms part of your agreement with us. Any breach of this Acceptable Use Policy may result in deactivation of your Content and/or your account.

Defined terms in this Policy have the same meanings as in our Terms of Use.

Do not use  in any manner that features or facilitates:

1. Anyone under the age of 18 or anyone in explicit content who is over the age of 18 and who has not completed our Creator onboarding process or provided us with a properly completed release form.
2. Any activity that is illegal as per the laws of the country of usage, including but not limited to exploitation, abuse, or harm of individuals, is strictly prohibited.
3. The possession, use, or promotion of prohibited items, including weapons or controlled substances in a manner that threatens or may cause harm to oneself or others, is strictly forbidden and must adhere to the laws and regulations of the country of usage.
4. Hateful conduct including attacking other people on the basis of race, ethnicity, national origin, caste, sexual orientation, gender, gender identity, religious affiliation, age, disability, or disease.
5. Abuse or harassment including stalking, doxxing, defaming, or the sharing of non-consensual, fake or manipulated intimate images or otherwise unauthorised images.
6. Violence or harm including prohibited role play, use of objects in any way that is likely to cause physical or mental harm, lack of express consent, extreme impact, extreme bondage, or suicide.
7. Prohibited bodily fluids including urine or excrement.
8. Inaccurate information including misleading descriptions of media or account information.
9. Any explicit image of another person without their consent including an artificially generated image.
10. Prohibited cyber activity including spamming, sharing other people's personal data, linking to external media storage sites; referencing to an off-platform site that violates our Terms of Service; or behaves in any way interfering with ' software, hardware, or network.
11. Copying content including scraping, downloading, sharing, or gathering information from  or any Creator for any reason.
12. In-person meetings including to facilitate any transaction other than a Creator Interaction.
13. Prohibited commercial activity including selling controlled or regulated items, representing that  has endorsed you or your content, or infringing a third-party intellectual property right.

Contract between Subscriber and creator

1. Introduction: This Contract between Subscriber and Creator ("this Agreement") governs each interaction between a Subscriber and a Creator on   EarnOn.
2. Scope: This Agreement is legally binding and applies each time a Creator Interaction is initiated on   EarnOn. This Agreement applies to the exclusion of any other terms which the Subscriber or Creator may propose.
3. Parties: The only parties to this Agreement are the Subscriber and Creator participating in the Creator Interaction. The Company and/or its Subsidiaries are not parties to this Agreement or any Creator Interaction except as set forth below.
4. Interpretation: In this Agreement, defined terms have the following meanings:
1. "Company": Bizionic Technologies Pvt Ltd
2. "Content": any material Uploaded to   EarnOn by any User, including any photos, videos, audio, livestream material, data, text, metadata, images, interactive features, emojis, GIFs, memes, and any other material whatsoever
3. "Creator": a User who has set up their   EarnOn account to post Content for Subscribers to view
4. "Creator Earnings": the portion of a Subscriber Payment payable to a Creator pursuant to the Terms of Use
5. "Creator Interaction": an interaction on   EarnOn that grants access to a Creator's Content, including: (i) a Subscription; (ii) a payment for pay-per-view Content; and (iii) any other interaction or payment between a User and a Creator's account or Content, including direct messages
6. "Creator Interaction Licence": the non-transferable, non-sublicensable, and non- exclusive rights each Creator grants to Relevant Content
7. "Subscriber": a User who has registered for an account and who can access a Creators' Content via a Creator Interaction
8. "Subscriber Payment": any payment related to a Creator Interaction
9. "Platform Fee": the 20% of all Subscriber Payments charged to Creators in accordance with the Terms of Use
10. "Include", "Includes" and "Including" also mean "without limitation"
11. "GST & Applicable Local Taxes": any Tax that is statutorily applied to Subscriber Payments in any relevant jurisdiction
12. "earnon": the website accessed via https://earnon.ai or via any web browser or via desktop or iOS and Android, which is owned and operated by the Company
13. "Paid Relevant Content": any Content for which the Subscriber must make a Subscriber Payment
14. "Referring User": a User who participates in the  Referral Program
15. "Relevant Content": the applicable Content of a Creator to which a Creator Interaction relates
16. "Subscription": a Subscriber's binding agreement to obtain access for a specific period of time to all Content that a Creator makes available to Subscribers in exchange for authorising automatic renewal payments. This excludes individually priced Content.
17. "Subsidiary": any legal entity which the Company or one of the Company's subsidiaries, alone or with other Company subsidiaries, owns, or has the power to vote or control
18. "Tax": all forms of tax and statutory or governmental charges, duties, imposts, contributions, levies, withholdings, or liabilities wherever chargeable in any applicable jurisdiction
19. "Upload": publish, display, post, type, input, or otherwise share any photos, videos, audio, livestream material, data, text, metadata, images, interactive features, emojis, GIFs, memes, and any other material whatsoever
20. "User": any user of , whether a Creator or a Subscriber or both (also referred to as "you" or "your")
5. Pricing and payment: The Subscriber entering into a Creator Interaction agrees to pay the applicable Subscriber Payment plus any Indirect Sales Tax, which the Company and its Subsidiaries are authorised to collect. The Company is also authorised to deduct the FIL Fee, to pay out Creator Earnings, and to pay applicable referral payments.
6. Subscriptions and Renewals: When you select "Subscribe," you agree to start a Subscription. A Subscription will automatically renew at the current rate (plus Indirect Sales Tax). You authorise the Company to charge you again after each Subscription, unless: (i) your payment is declined and you have not provided another payment; (ii) the Subscription price has increased; (iii) you switched off the "Auto-Renew" feature on the Creator's account; or (iv) you close your  account before the new Subscription period begins. By selecting "Subscribe," you agree to these provisions, and acknowledge that you will not receive further notice regarding the renewal of that Subscription.
7. Licence of Content: As part of a Creator Interaction, the Creator grants a Creator Interaction Licence. The Creator Interaction Licence permits a Subscriber access to Relevant Content.
8. Ownership of Content: The Creator Interaction Licence does not grant any Subscriber ownership rights to the Relevant Content.
9. Expiry of licence: The Creator Interaction Licence expires automatically without notice:
1. if the Subscriber Payment related to the Creator Interaction was unsuccessful, charged back, or reversed;
2. if the Creator deletes either the Relevant Content or their Creator account;
3. when an active Subscription period ends;
4. if the Subscriber's account is suspended or terminated;
5. if the Subscriber breaches the  Terms of Service;
6. if Relevant Content is removed from the Creator's account or the Creator's account is suspended or terminated; and
7. if the Subscriber closes their account.
10. Removal of Content: The Company reserves the right to remove any Content from a Creator's account at any time. The Subscriber participating in the Creator Interaction acknowledges that Creators may remove Content, including pay-per-view Content at any time.
11. Cancellation and refunds: In respect of every Creator Interaction:
1. The Subscriber will gain access to the Relevant Content within 14 days of the Creator Interaction. The Subscriber acknowledges that the cancellation rights under the Indian Consumer Protection Act, 2019, do not apply to any Creator Interaction other than a Subscription, once access to the content is granted.
2. This Agreement does not affect any statutory rights to a refund which a Subscriber may have under the Indian Consumer Protection Act, 2019, or any other applicable legislation.
3. Cancellations and refunds also are subject to the Company's Terms of Use.
12. Obligations between Creator and Subscriber in Creator Interactions:
1. The Subscriber and the Creator agree to comply at all times with  Terms of Service.
2. The Creator is solely responsible for creating and publishing Relevant Content.
3. The Creator warrants that it possesses all necessary rights to grant a Creator Interaction Licence.
4. The Creator agrees to provide Paid Relevant Content once the Subscriber has made the Subscriber Payment.
5. The Subscriber acknowledges that third parties may assist Creators in operating their accounts and in Creator Interactions.
6. The Subscriber agrees to make the Subscriber Payment required to access Paid Relevant Content.
7. The Subscriber agrees not to initiate a chargeback unless the Subscriber disputes the Creator Interaction in good faith.
8. The Subscriber assumes all risk of accessing the Relevant Content unless the Creator engages in negligence or another breach of duty.
13. No guarantees: The Subscriber participating in the Creator Interaction acknowledges that circumstances may prevent access to Relevant Content, including if the availability of all or any part of  is suspended or inaccessible.
14. Applicable law and forum for disputes:
    1. Choice of law: To the greatest extent permitted by the laws of the place where you live, your agreement with us is governed by the laws of India, which will apply to any claim arising out of or in connection with your agreements with us or your use of  EarnOn including non-contractual disputes or claims. You may also rely on mandatory rules of the law of the country where you live.

Where claims can be brought:

2. Forum selection: The place of jurisdiction shall exclusively be in Hyderabad, India. In the event of any dispute arising out of these Terms, the same shall be settled by binding arbitration conducted by a sole arbitrator, appointed jointly by both parties and governed by the Arbitration and Conciliation Act, 1996. The seat and venue of arbitration shall be in Hyderabad, India.
14. Severability: In the event any provision of this Agreement is found by a court of competent jurisdiction to be invalid or unenforceable, or is prohibited by law, the remaining provisions of the Agreement shall remain in full force and effect, and the remainder of this Agreement shall be valid and binding as though such invalid, unenforceable, or prohibited provision were not included herein.

Platform to business regulation terms

BY USING OUR WEBSITE YOU AGREE TO THIS POLICY – PLEASE READ IT CAREFULLY

1. Introduction: We comply with the fairness and transparency requirements set out in the Consumer Protection (E-Commerce) Rules, 2020, under the Consumer Protection Act, 2019, ensuring that all transactions and interactions on our platform meet the highest standards of integrity and fairness as mandated by Indian law. (the "Platform to Business Regulation"). Here are a few key things to note:

a)      You must abide by our Terms of Service, obey all applicable laws, and comply with all applicable tax regulations.

b)      At our sole discretion, we may promote or recommend Creators.

c)      These Platform to Business Regulation Terms explain how Business Users may submit complaints and engage in mediation of disputes.

2. Interpretation: Unless specifically defined in these Platform to Business Regulation Terms, terms have the same meanings given to them in the Terms of Use.
3. Applicability: These Platform to Business Regulation Terms only apply to Creators who are established or resident in the India.
4. Promoting via social media: We may promote Creators via our social media accounts.
5. Suggesting Creators on EarnOn: We may suggest that Users follow Creator accounts.
6. Complaints: Submit a complaint to support@earnon.co if it is about:

a.      our alleged non-compliance with any obligations in the Platform to Business Regulation which affect you;

b.      technological issues relating directly to   EarnOn and which affect you; or

c.       measures taken by us or our conduct which relate directly to   EarnOn and which affect you.

7. Complaint handling process: Following receipt of a complaint submitted under these Platform to Business Regulation Terms, we will:

a.      consider your complaint and any needed follow-up from us (including asking you for further information or documents) in order to adequately address the issue raised;

b.      process your complaint within a reasonable time, taking into account the importance and complexity of the issue raised; and

c.       communicate to you in plain and intelligible language by email or by message to your   EarnOn account the outcome of the internal complaint handling process.

8. Mediation service: If your complaint under these Platform to Business Regulation Terms is not resolved to your satisfaction through our internal complaint-handling process as set out above, you may contact:
9. Dispute Resolution and Governing Law

a)      If there is a grievance or concern in respect of these Privacy policies or the services provided by the Company, you are requested to email us details of the same at support@earnon.co. Any concern shall be sought to be addressed by Company, and in the event of any dispute, you and Company shall endeavour to resolve the dispute amicably.

b)      This Policy shall be governed and construed under the laws of India without giving effect to the conflict of laws principle, and the courts of Hyderabad shall have exclusive jurisdiction.

10. Grievance Redressal Mechanism

a)      The company has constituted an appropriate grievance redressal mechanism within the organization to resolve any grievances of the users. The company has designated an officer to redress the genuine grievances of the users of the Platform, the details of whom are stated herein below (“Grievance Redressal Officer”).

11. Grievance Redressal Officer

a)      Any complaints, abuse, or concerns with regards to content and/or comment and/or breach of this Policy shall be immediately informed to the designated Grievance Redressal Officer as mentioned below via writing or through email:

12. Details of the Grievance Redressal Officer:

Name: Syed Hussaini
Designation: Grievance Redressal Officer
Email: support@earnon.ai
Phone: +91 90593 60183
Address: Bizionic Technologies Private Limited, 3rd Floor, Office No 1A, 6-3-1090/B/4, The Grand Building, KFC Building, Raj Bhavan Rd, Somajiguda, Hyderabad, Telangana 500082.

You and we will act in good faith throughout any mediation. However, any attempt to reach agreement through mediation on the settlement of a dispute between us will not affect our or your rights to commence legal proceedings at any time before, during or after the mediation process, as such rights are set out in our Terms of Use.

Referral program terms

WARNING!

In compliance with the Consumer Protection Act, 2019, specifically addressing unfair trade practices and consumer rights, please carefully read the following warning in respect of the  EarnOn Referral Program, please read the warning below in respect of the   EarnOn Referral Program:

a)       It is illegal for us or for a participant in the EarnOn Referral Program (including Referring Users and Referred Creators) to persuade anyone to make a payment by promising benefits from getting others to join the EarnOn Referral Program.

b)       Do not be misled by claims that high earnings are easily achieved from participation in theEarnOn Referral Program.

c)       Although we do not demand any payment from Referring Users for the purposes of participating in theEarnOn Referral Program, we are legally required to inform you that if you sign this contract, you have 14 days in which to cancel and get your money back.

BY PARTICIPATING IN OUR REFERRAL PROGRAM YOU AGREE TO THESE TERMS – PLEASE READ THEM CAREFULLY.

1. Introduction: These Referral Program Terms are additional terms which apply if you use the   EarnOn Referral Program. These Referral Program Terms form part of your agreement with us. Here are a few key things to note:

a)      At all times, you must abide by our Terms of Service, all applicable laws, and all applicable tax regulations.

b)      You must have a current User account to participate in theEarnOn Referral Program.

c)      Referring Users will be paid a referral payment of 5% on Fan Payments generated by the Referred Creator in the 12 months after the Referred Creator becomes a registered User of   EarnOn, up to a maximum referral payment of INR 50,000,000 or equivalent per Referred Creator.

d)      We may withhold referral payments or terminate a Referred Creator's participation for breaches of   EarnOn Terms of Service.

TheEarnOn Referral Program is operated by Bizionic Technologies Pvt Ltd company incorporated under the provisions of the Companies Act 2013, with the registered office at 3rd Floor, Office No 1A, 6-3-1090/B/4, The Grand Building, KFC Building, Raj Bhavan Rd, Somajiguda, Hyderabad, Telangana 500082

2. Interpretation: In these Referral Program Terms defined terms have the same meanings given to them in the Terms of Use. In addition:

a)      "Referring User" is also referred to as "you" or "your" in these Referral Program Terms;

b)      "Referred Creator" means the person who joins EarnOn as a new Creator via the Referring User's unique referral link.

3. The EarnOn Referral Program: EarnOn offers a program (“Referral Program”) by which Users can introduce new Creators to EarnOn and are eligible to receive payments according to these Referral Program Terms.

 

        4. Referral Program rules:

a)      Users can participate in the Referral Program. If a User's account has been suspended or terminated by us for any reason or deleted by the User, that User is ineligible for the Referral Program.

b)      You must add bank account or payment method details to your account in order to receive referral payments under theEarnOn Referral Program.

c)      Each User has a unique referral link which the User may share with others. When sharing a referral link, do not impersonateEarnOn or give the impression that   EarnOn is sharing or promoting your referral link. Do not use Google Ads or any similar advertising platform or search engine advertising service to share or promote your referral link. Upon our request, you must disclose the methods by which you share your unique referral link.

d)      The Referred Creator must click on your unique referral link and then register with   EarnOn using the same browser that they used to click on your referral link. We also use certain cookies (as set out in our Cookies Notice) to allow us to recognise you and the Referred Creator. If someone registers with EarnOn other than by using your referral link, or you or the Referred Creator does not accept these cookies, we will not link that account to your referral and will not make referral payments to you. Disabling, clearing, or blocking these cookies may also prevent our ability to recognise referrals and make referral payments made under this Referral Program.

e)      Referral payments will be made to you only on Referred Creator accounts. No referral payments will be earned or made on Fan accounts that register via a referral link unless that Fan later becomes a Creator.

f)       If a Referred Creator sets up more than one User account using a referral link, referral payments will only be made on the earnings in the Referred User's first-registered account. No referral payments will be made on any other of the Referred Creator's accounts.

g)      No referral payments will be made to you on earnings in any account which we determine is owned or is operated by you, or is owned or operated by a Referred Creator with whom you have a commercial relationship. You must provide any information which we request to enable us to determine whether any account is owned or is operated by you, or is owned or operated by a Referred Creator with whom you have a commercial relationship.

h)      You agree that when promotingEarnOn in any way as a Referring User:

                                                        i.            you will not give a false impression of   EarnOn; and

                                                      ii.            you will not make any statements which suggest that a Creator will make a particular sum of money (or any money) on EarnOn.

i)        A Referred Creator can elect to withdraw from the Referral Program for any reason at any time. If a Referred Creator ceases to be part of the Referral Program, no further referral payments will be made to the Referring User.

5. Referral payments:

a)      Referral payment calculations: Once a Referred Creator establishes an account, the Referring User will be paid a referral payment for each Referred Creator that is the lesser of: (i) five per cent (5%) of Fan Payments generated by the Referred Creator in the twelve months after the Referred Creator's registration date; or (ii) INR 50,000,000 or equivalent.

b)      This means that if a Referred Creator generates Fan Payments with a total value of INR 10,000,000,00 (Ten Crore)equivalent or more in the twelve months after the Referred Creator's registration date, then the Referring User's payments in relation to that Referred Creator will be INR 50,000,000equivalent..

c)      However, if the Referred Creator generates Fan Payments with a total value of less than INR 10,000,000,00 (Ten Croreequivalent. in the twelve months after the Referred Creator's registration date, then the Referring User will be paid five per cent (5%) of the Fan Payments the Referred Creator generated in the twelve months after the Referred Creator's registration date.

d)      Indirect Sales Taxes: All referral payments to each Referring User will be inclusive of any applicable GST and applicablelocal Tax (as defined in the Terms of Use) which is or becomes chargeable on any supplies made by you.

e)      Warning: In compliance with regulation 3 of the Trading Scheme Regulations 1997 (as amended) and section 120(1) of the Fair Trading Act 1973, please read the warning below in respect of the   EarnOn Referral Program:

f)       It is illegal for us or for a participant in the   EarnOn Referral Program (including Referring Users and Referred Creators) to persuade anyone to make a payment by promising benefits from getting others to join the EarnOn Referral Program.

g)      Do not be misled by claims that high earnings are easily achieved from participation in the EarnOn Referral Program.

h)      Payout methods: To receive referral payments you must first choose a payout method offered by EarnOn in your country of residence.

i)        Referral payment frequency: The referral payments due to you that accrue in one calendar month will be transferred to you on or around the first day of the next calendar month.

j)        Cost: We bear the cost of the referral payment, not the Referred Creator.

6. Our rights relating to the referral program.

a)      We may request you and/or Referred Creators to provide us with ID and other information reasonably required to verify any referral payment to be made and the person to whom any referral payment should be made. Failure to provide any information we request may forfeit your entitlement to referral payments in respect of the relevant Referred Creator.

b)      We may change any aspect of theEarnOn Referral Program (including how referral payments are calculated) or discontinue the   EarnOn Referral Program at any time, but no change will deprive any Referring User of referral payments already earned based on Fan Payments made to Referred Creators before the changes came into effect.

7. Circumstances in which we may withhold referral payments: The provisions in the Terms of Use that apply to withholding and/or treating as forfeited Creator Earnings applies to unpaid referral payments.

Complaints Policy

BY USING OUR WEBSITE YOU AGREE TO THIS POLICY - PLEASE READ IT CAREFULLY

1. Introduction: This Policy forms part of your agreement with us. We will handle complaints in keeping with this Policy. Here are a few key things to note:
   • how we enforce our Terms of Service;
   • Content on   EarnOn that may be illegal or in breach of our Terms of Service; and
   • compliance with applicable laws.
• By making a complaint, you confirm that you believe that the information you have provided is accurate and complete.
• This Policy explains how we handle complaints about:
• This Policy does not apply to complaints regarding Content or account moderation decisions or copyright infringement.
2. Contact information:  EarnOn is operated by Bizionic Technologies Pvt Ltdcompany incorporated under the provisions of the Companies Act 2013, with the registered office at 3rd Floor, Office No 1A, 6-3-1090/B/4, The Grand Building, KFC Building, Raj Bhavan Rd, Somajiguda, Hyderabad, Telangana 500082 and holding CIN: U72900TG2022PTC164876.
3. Interpretation: Unless specifically defined in this Policy, the meanings given to words defined in the Terms of Use have the same meanings in this Policy.
4. Complaints about Content moderation decisions: We moderate Content according to our Terms of Service. To complain about a decision to deactivate Content, to deactivate an account, or to issue a final warning, you must complete an  EarnOn Deactivation Appeal Form. Appeals against a Content moderation decision including any decision to remove Content, deactivate an account, or ban you from using   EarnOn because we believe you have engaged in an illegal act are subject to our Appeals Policy.
5. Complaints about copyright infringement: Complaints about suspected copyright infringement are subject to our DMCA Takedown Policy.
6. How to make a complaint about anything else:

a)      You can make a complaint in any of the following ways:

                                                                                I.            using our Contact Form select the reason for your complaint from the drop down menu and use the 'Enter your message' field to explain the issue you are complaining about;

                                                                              II.            using the "Report" function on the Content page select the reason for your complaint from the drop down menu;

                                                                            III.            emailing support@earnon.co; and

                                                                           IV.            writing to Bizionic Technologies Pvt Ltd 3rd Floor, Office No 1A, 6-3-1090/B/4, The Grand Building, KFC Building, Raj Bhavan Rd, Somajiguda, Hyderabad, Telangana 500082

You must provide enough information so we can investigate your complaint (including any relevant URLs). If a complaint is missing important information, we may not be able to properly consider it.

7. How we review complaints: When reviewing a complaint:

a)      we will review the relevant information and the supporting documents that you have provided;

b)      we may request additional information or documents from you, or from third parties, to help us address your complaint;

c)      we will review your complaint in good faith and within any legally applicable time limit;

d)      if your complaint is regarding Content which appears onEarnOn and we determine that the Content constitutes a material violation of our Terms of Service, we will remove it; and

e)      we will Notify you when our review of your complaint is complete and any action taken as a result of your complaint. If we determine that the Content complies with our Terms of Service and do not remove it, you can appeal our decision as described in our Appeals Policy.

8. Abuse of this complaints process: We do not tolerate complaints made in bad faith or complaints that are abusive, harassing, or otherwise intended to harm anyone. If you are an   EarnOn User, and make an abusive or unfounded complaint we may terminate your account.
9. EU/EEA Consumer Mediation Services: If you are in the European Economic Area you may, but are not required to, seek resolution of any dispute with us through consumer mediation services using the European Online Dispute Resolution (ODR) platform. We are not obliged to participate in alternative dispute resolution proceedings (except in very limited circumstances).
10. Regulatory complaints under the DSA (EU/EEA): If you are in the European Economic Area and encounter an infringement of the EU's Digital Services Act while using   EarnOn, you have the right to complain to the Digital Services Coordinator of the country where you are located. You may also report or complain to us under this Complaints Policy and dispute our decision under our Appeals Policy.
11. Regulatory complaints: EarnOn is primarily regulated under the Information Technology Act, 2000, and subject to compliance with applicable rules, guidelines, and directives issued by the Ministry of Electronics and Information Technology (MeitY) and other relevant regulatory authorities in India
12. Breach of contract claims under the Online Safety Act: Users in the India under consumer act are entitled to bring a breach of contract claim against us, including where we breach our Terms of Service in how we (i) take down or restrict access to your Content; or (ii) suspend or ban you from using   EarnOn.
13. Your statutory rights: These provisions do not affect your statutory rights.

DMCA Takedown Policy

 

Introduction This DMCA Takedown Policy is to be used only for reporting infringing content published on   https://earnon.ai. To request assistance with removing infringing material found on other websites, please contact us here: https://earnon.ai/contacts.    DMCA Notice & Takedown Policy and Procedures Although our website (“Site”) is not based in the United States, we respect the intellectual property rights of copyright holders, and thus have chosen to voluntarily comply with the Notice and Takedown provisions of the Digital Millennium Copyright Act (“DMCA”).  This Site qualifies as a “Service Provider” within the meaning of 17 U.S.C. § 512(k)(1) of the DMCA.  Accordingly, it is entitled to certain protections from claims of copyright infringement under the DMCA, commonly referred to as the “safe harbor” provisions.  We respect the intellectual property of others, and we ask our users to do the same.  Thus, we observe and comply with the DMCA, and have adopted the following Notice and Takedown Policy relating to claims of copyright infringement by our customers, subscribers or users.  Notice of Claimed Infringement If you believe that your work has been copied and published on   https://earnon.ai in a way that constitutes copyright infringement, please provide Our Designated Copyright Agent (identified below) with the following information: a)      an electronic or physical signature of the person authorized to act on behalf of the owner of the copyright or other intellectual property interest; b)      description of the copyrighted work or other intellectual property that you claim has been infringed; c)      a description of where the material that you claim is infringing is located on the Site (preferably including specific url’s associated with the material); d)      your address, telephone number, and email address; e)      a statement by you that you have a good faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law; and, f)       a statement by you, made under penalty of perjury, that the above information in your notification is accurate and that you are the copyright or intellectual property owner or authorized to act on the copyright or intellectual property owner’s behalf. You may send your Notice of Claimed Infringement ("Notice") to: Name: Syed Hussaini Designation: Grievance Redressal Officer Email: support@earnon.ai Phone: +91 90593 60183 Address: Bizionic Technologies Private Limited, 3rd Floor, Office No 1A, 6-3-1090/B/4, The Grand Building, KFC Building, Raj Bhavan Rd, Somajiguda, Hyderabad, Telangana 500082. Please do not send other inquires or information to our Designated Agent.  This policy only applies to infringing content published on   https://earnon.ai. To report infringing material on other sites, please contact us here: https://earnon.ai/contacts.  Absent prior express permission, our Designated Agent is not authorized to accept or waive service of formal legal process, and any agency relationship beyond that required to accept valid DMCA Notices is expressly disclaimed.  Further information regarding notification and takedown requirements can be found in the DMCA, here: http://www.law.cornell.edu/uscode/text/17/512  Abuse Notification: Abusing the DMCA Notice procedures set forth above, or misrepresenting facts in a DMCA Notice or Counter-notification, can result in legal liability for damages, court costs and attorneys fees under federal law.  See; 17 U.S.C. § 512(f). These Notice and Takedown Procedures only apply to claims of copyright infringement by copyright holders and their agents – not to any other kind of abuse, infringement or legal claim.  We will investigate and take action against anyone abusing the DMCA notification or counter-notification procedure.  Please ensure that you meet all of the legal qualifications before submitting a DMCA Notice to our Designated Agent.   Take Down Procedure The Site implements the following “notification and takedown” procedure upon receipt of any notification of claimed copyright infringement.  The Site reserves the right at any time to disable access to, or remove any material or activity accessible on or from any Site or any materials claimed to be infringing or based on facts or circumstances from which infringing activity is apparent. It is the firm policy of the Site to terminate the account of repeat copyright infringers, when appropriate, and the Site will act expeditiously to remove access to all material that infringes on another’s copyright, according to the procedure set forth in 17 U.S.C. §512 of the DMCA. The Site’s DMCA Notice Procedures are set forth in the preceding paragraph. If the Notice does not comply with §512 of the DMCA but does comply with three requirements for identifying sites that are infringing according to §512 of the DMCA, the Site shall attempt to contact or take other reasonable steps to contact the complaining party to help that party comply with the notification requirements. When the Designated Agent receives a valid Notice, the Site will expeditiously remove and/or disable access to the infringing material and shall notify the affected user. Then, the affected user may submit a counter-notification to the Designated Agent containing a statement made under penalty of perjury that the user has a good faith belief that the material was removed because of misidentification of the material. After the Designated Agent receives the counter-notification, it will replace the material at issue within ten to fourteen (10-14) days after receipt of the counter-notification unless the Designated Agent receives notice that a court action has been filed by the complaining party seeking an injunction against the infringing activity.     DMCA Counter-Notification Procedure If the Recipient of a Notice of Claimed Infringement believes that the Notice is erroneous or false, and/or that allegedly infringing material has been wrongly removed in accordance with the procedures outlined above, the Recipient is permitted to submit a counter-notification pursuant to Section 512(g)(2) & (3) of the DMCA.  A counter-notification is the proper method for the Recipient to dispute the removal or disabling of material pursuant to a Notice.  The information that a Recipient provides in a counter-notification must be accurate and truthful, and the Recipient will be liable for any misrepresentations which may cause any claims to be brought against the Site relating to the actions taken in response to the counter-notification. To submit a counter-notification, please provide Our Designated Copyright agent the following information: a)      a specific description of the material that was removed or disabled pursuant to the Notice; b)      a description of where the material was located within the Site or the content (as defined within the Site’s Terms & Conditions or User Agreement) before such material was removed and/or disabled (preferably including specific url’s associated with the material); c)      a statement reflecting the Recipient's belief that the removal or disabling of the material was done so erroneously.  For convenience, the following format may be used: “I swear, under penalty of perjury, that I have a good faith belief that the referenced material was removed or disabled by the service provider as a result of mistake or misidentification of the material to be removed or disabled.” d)      the Recipient's physical address, telephone number, and email address; and,   e)      a statement that the Recipient consents to the jurisdiction of the Federal District Court in and for the judicial district where the Recipient is located, or if the Recipient is outside of the United States, for any judicial district in which the service provider may be found, and that the Recipient will accept service of process from the person who provided the Notice, or that person’s agent.   Written notification containing the above information must be signed and sent to: Name: Syed Hussaini Designation: Grievance Redressal Officer Email: support@earnon.ai Phone: +91 90593 60183 Address: Bizionic Technologies Private Limited, 3rd Floor, Office No 1A, 6-3-1090/B/4, The Grand Building, KFC Building, Raj Bhavan Rd, Somajiguda, Hyderabad, Telangana 500082. All DMCA notices and counter-notifications must be written in the English language. Any attempted notifications written in foreign languages or using foreign characters will be deemed non-compliant and disregarded.  Please do not send other inquires or information to our Designated Agent.  Absent prior express permission, our Designated Agent is not authorized to accept or waive service of formal legal process, and any agency relationship beyond that required to accept valid DMCA Notices is expressly disclaimed.  After receiving a DMCA-compliant counter-notification, Our Designated Copyright Agent will forward it to Us, and We will then provide the counter-notification to the claimant who first sent the original Notice identifying the allegedly infringing content.  Thereafter, within ten to fourteen (10-14) days of Our receipt of a counter-notification, We will replace or cease disabling access to the disputed material provided that We or Our Designated Copyright Agent have not received notice that the original claimant has filed an action seeking a court order to restrain the Recipient from engaging in infringing activity relating to the material on the Site’s system or network.      Modifications to Policy The Site reserves the right to modify, alter or add to this policy, and all affected persons should regularly check back to stay current on any such changes.

   

Customer Service Requests

Please note that the DMCA Agent is not associated with the Site in any other capacity, but is an attorney with a private law firm.  Customer service inquiries, payment questions, and cancellation requests will not receive a response.  All such communications must be directed to the Site's customer service department. 

Appeals policy

BY USING OUR WEBSITE YOU AGREE TO THIS POLICY - PLEASE READ IT CAREFULLY

1. Introduction: This Policy forms part of your agreement with us. Here are a few key things to note:

a)      you must follow the procedures below to appeal a Content or account moderation decision.

b)        EarnOn will handle appeals in keeping with this Policy.

2. Contact information:   EarnOn is operated by Bizionic Technologies Pvt Ltd 3rd Floor, Office No 1A, 6-3-1090/B/4, The Grand Building, KFC Building, Raj Bhavan Rd, Somajiguda, Hyderabad, Telangana 500082. If you have questions about this Policy please contact support@earnon.co.
3. Interpretation: Unless specifically defined in this Policy, the meanings given to words defined in the Terms of Use have the same meanings.

"Decision": any action taken by   EarnOn to:

1. suspend or deactivate an account;
2. suspend or deactivate Content shared to or from an account;
3. impose a final warning for a violation on an account;
4. restrict account features (for example, the ability to livestream); or
5. suspend, terminate, or restrict the ability to monetise Content, including by preventing subscriptions or limiting your ability to accept certain types of payments.

4. Use: This Policy can be used in two ways:

1. by   EarnOn Users who want us to review or reverse a Decision; or
2. by non-  EarnOn-users in India who have complained about suspected illegal or non-consensual Content on   EarnOn and who disagree with   EarnOn' appeal response.

5. Appeal procedure: The only way to appeal a Decision is to complete and submit the Deactivation Appeal Form.
6. Required information: Only fully completed Deactivation Appeal Forms will be considered. Your Deactivation Appeal Form must include:

a)      the URL or username of the account;

b)      the URL of Content subject to the appeal;

c)      detailed reasons why you believe your Content or account is in keeping with the   EarnOn Terms of Service and Acceptable Use Policy; and

d)      for non-  EarnOn-users in the India who disagree with our decision to permit Content to remain on   EarnOn why you believe the Content is illegal or non-consensual.

7. Timing of appeals: All appeals should be filed within six months of a Decision.
8. Review process: If we receive a completed Deactivation Appeal Form:

a)      we will review the relevant   EarnOn account information;

b)      we will consider the information and the supporting documents that you have provided;

c)      we may request additional information or documents from you or from third parties to help us decide the appeal; and

d)      based on the information, we will grant, grant in part, or deny your appeal, and we will notify you of our decision:

                                                                                I.            If we grant your appeal, we will reverse each relevant Decision and any actions taken as a result of each Decision.

                                                                              II.            If we grant your appeal in part, we will notify you of each Decision that has been reversed and any actions taken as a result.

                                                                            III.            If we deny your appeal, no Decision will change.

9. No liability: We are not liable for any interruption of access to your   EarnOn account, including any loss of earnings or subscribers, even where we grant some or all of your appeal.
10. Appeals team: Our Appeals Team will consider each properly filed appeal based on the information provided in a non-discriminatory, diligent, and non-arbitrary manner.
11. Situations where a Decision cannot be appealed: This Policy does not apply to any irreversible Decision (for example, a Decision to end a livestream).
12. Additional procedures for users in the India:

1. You may also file a complaint with a regulatory authority and/or seek a remedy via a certified third-party out-of-court dispute settlement body or the relevant courts in your country of residence/establishment.
2. In certain circumstances, out-of-court dispute settlements under theArbitration and Conciliation Act, 1996may apply.
3. You also have the option of judicial redress by pursuing your claim in a court which has jurisdiction.
4. You may submit a report or complaint regarding Content which you believe is illegal or otherwise violates our Terms of Service. We will review all reports and complaints, and determine whether we agree that a violation of our Terms of Service has occurred.
5. If we conclude that no violation of our Terms of Service has occurred and elect not to make a Decision regarding the relevant Content, you may be able to refer the matter to an out-of-court dispute settlement body. If you do, we will engage with the out-of-court dispute settlement body in good faith and as required by law.
6. We are not bound by any decisions made by an out-of-court dispute settlement body, and may refuse to engage with an out-of-court dispute settlement body if a dispute concerning the same Content, and the same grounds of alleged incompatibility with our Terms of Service has already been resolved.
7. We have also appointed an Representative who may be reached as follows:

                         viii.      Name: Syed Hussaini
Designation: Grievance Redressal Officer
Email: support@earnon.ai
Phone: +91 90593 60183
Address: Bizionic Technologies Private Limited, 3rd Floor, Office No 1A, 6-3-1090/B/4, The Grand Building, KFC Building, Raj Bhavan Rd, Somajiguda, Hyderabad, Telangana 500082.

GST & Applicable Tax Policy

Tax Policies under Indian GST

1. General Overview
2. GST Registration: EarnOn, if operating in India and exceeding the threshold turnover limit as prescribed under the GST Act (currently Rs. 20 lakhs for services), must be registered under GST.
3. Tax Collection: EarnOn is responsible for collecting GST on the taxable supply of goods and services made to Indian residents.
4. Rate of GST: The applicable GST rates vary depending on the type and nature of services provided. Generally, digital services attract a GST rate of 18%.

Tax Invoices

1. Issuance of Invoices: EarnOn must issue a GST-compliant invoice to the consumers for the supply of services, detailing the GST charged.
2. Digital Invoices: As a digital platform,  EarnOn can issue electronic invoices, which must be compliant with GST regulations and should be accessible to the consumer through the platform or via email.

Tax Collection Mechanisms

1. Place of Supply: The place of supply for services offered by  EarnOn will generally be the location of the recipient if registered, or the location of supply if the recipient is unregistered.
2. Reverse Charge Mechanism (RCM): In specific cases, if services are procured from overseas suppliers, the recipient (i.e.,  EarnOn) might have to pay GST under the reverse charge mechanism.

Remittance of GST

1. Filing Returns: EarnOn is required to file monthly/quarterly GST returns, summarizing all taxable transactions and the tax paid.
2. Payment of GST: The GST collected from users must be remitted to the government within the prescribed deadlines through the online GST portal.

GST on International Transactions

1. Cross-Border Services: Services provided to users outside India are considered exports and may be zero-rated under GST, meaning no GST is charged on such services, provided certain conditions are met.
2. Input Tax Credit: EarnOn can claim input tax credit (ITC) on the GST paid on goods and services used in the course and furtherance of business, subject to meeting the conditions laid down under GST law.

Compliance and Record Keeping

1. GST Compliance: Regular audits by GST authorities require  EarnOn to maintain accurate and detailed records of all transactions, invoices, GST returns, and payments.
2. Documentation: All records and documents related to GST transactions must be preserved for a minimum period of 6 years from the due date of the annual return.

Penalties and Non-compliance

1. Liability for Non-compliance: Failure to comply with GST regulations can result in penalties, interest on unpaid taxes, and other legal consequences.
2. Updates to GST Law: EarnOn must regularly review and update its tax policies in response to changes in GST legislation to ensure ongoing compliance.
3. You must provide us with copies of all VAT invoices and VAT returns in connection with your Creator Earnings (and Referral Payments, if any) upon request. It is your obligation alone to remain VAT compliant.

EarnOn eDashBoard Terms and Conditions

1. Introduction

EarnOn eDashBoard is a specialized digital wallet hosted on https://earnon.ai, designed to facilitate seamless payments, fund management, and transaction monitoring within the EarnOn Platform. Users can top up their eDashBoard accounts to make payments for content, subscriptions, and services offered by creators, while also receiving payments from their followers and subscribers.

This Policy ensures that all user transactions are securely processed in compliance with applicable laws and industry best practices, including regulatory standards governing digital payment platforms.

This document constitutes an electronic record as defined under the Information Technology Act, 2000, and relevant rules. As it is generated by a computer system, it does not require any physical or digital signatures.

2. Scope of the Policy
2.1. This Policy applies to all financial transactions conducted on the EarnOn platform, including top-ups, payments, withdrawals, and revenue distribution.
2.2. All transactions made using the EarnOn eDashBoard must adhere to the terms outlined in this Policy.
2.3. By using the EarnOn eDashBoard, users agree to comply with this Policy and other applicable platform policies, including Terms of Use, Privacy Policy, and Payment Policies.

3. Definitions
- "User" refers to any individual registered on EarnOn who engages in financial transactions on the platform, including content creators, subscribers, and followers.
- "eDashBoard" refers to the digital wallet service provided by EarnOn to facilitate payments and collections.
- "Top-up" refers to the process of adding funds to a user’s eDashBoard account for future transactions.
- "Creator" refers to individuals or businesses that offer content, services, or experiences on EarnOn and receive payments through eDashBoard.
- "Subscriber" refers to users who purchase content or services from creators using eDashBoard funds.
- "Platform Fees" are service charges deducted by EarnOn for transactions conducted on the platform.
- "Withdrawals" refer to the process of transferring funds from eDashBoard to a user’s linked bank account.
- "KYC (Know Your Customer) Verification" refers to the mandatory process of identity verification required for financial transactions on the platform.
- "AML (Anti-Money Laundering) Compliance" refers to the legal and regulatory requirements designed to prevent money laundering and fraudulent transactions.

4. Account Funding & Payments
4.1. Users can fund their eDashBoard by using credit/debit cards, bank transfers, UPI, PayPal, cryptocurrency (if applicable), and other authorized payment methods.
4.2. Users must maintain sufficient funds in their eDashBoard account to process any transactions on the platform.
4.3. Payments made via eDashBoard are instant and non-refundable, except as specified under the Refund Policy.
4.4. Platform Fees, as outlined in the EarnOn Pricing Policy, will be deducted from the eDashBoard balance upon each transaction.
4.5. EarnOn reserves the right to impose minimum and maximum transaction limits, which may vary based on user verification status and regulatory requirements.

5. Payouts & Withdrawals
5.1. Creators can request withdrawals of available funds from their eDashBoard to their linked bank accounts, PayPal, or other designated payment methods.
5.2. Withdrawals are processed within 3-5 business days, subject to banking regulations and transaction verification.
5.3. Users must complete KYC verification before initiating withdrawals.
5.4. EarnOn reserves the right to hold or delay payouts in cases of suspected fraud, violations of platform policies, or pending chargeback disputes.
5.5. Inactive accounts with unclaimed funds for 12 months or more may be subject to maintenance fees or fund forfeiture, subject to applicable laws.

6. Refunds & Chargebacks
6.1. Refund requests will be reviewed based on EarnOn’s refund policy and applicable payment gateway rules.
6.2. Users may dispute unauthorized transactions by submitting a request within 7 days of the transaction date.
6.3. If a chargeback is initiated by a user’s financial institution, EarnOn reserves the right to suspend the user’s account pending resolution.
6.4. Refunds, where applicable, will be processed using the original payment method or other means as determined by EarnOn.

7. Security & Compliance
7.1. All payments on EarnOn are securely processed using encrypted payment gateways.
7.2. Users are responsible for maintaining the confidentiality of their payment credentials.
7.3. EarnOn complies with Indian digital payment regulations, AML (Anti-Money Laundering) laws, and relevant financial compliance requirements.
7.4. EarnOn reserves the right to block or freeze transactions suspected of fraudulent activity or violating AML regulations.

8. Modifications & Amendments
EarnOn reserves the right to update or modify this eDashBoard Policy at any time. Users will be notified of significant changes via email or platform notifications.

9. Governing Law & Dispute Resolution
This Policy is governed by Indian laws, and any disputes shall be resolved through arbitration under the Arbitration and Conciliation Act, 1996, with jurisdiction in Hyderabad, India.

10. Tax Compliance & Reporting
10.1. Users are responsible for reporting their earnings and transactions for tax purposes as per applicable local laws.
10.2. EarnOn may deduct and report applicable taxes on transactions, if required by law.

11. Liability & User Responsibility
11.1. EarnOn is not responsible for disputes between users arising from content purchases, subscription payments, or any financial transactions.
11.2. Users agree to indemnify EarnOn against any claims, losses, or liabilities resulting from fraudulent activity, misuse of the wallet, or non-compliance with platform policies.

12. Contact Information
For any queries related to payments, withdrawals, or account issues, please contact EarnOn Support at: support@earnon.co

By using the EarnOn eDashBoard, you acknowledge that you have read, understood, and agreed to this Policy.

Community Guidelines

You agree to EarnOn using emails and other means to notify and engage you with the service. EarnOn users are expected to conduct themselves with a high level of dignity and professionalism. Unacceptable behaviour can lead to the termination of their membership. The below etiquette is expected of EarnOn users:

·       You will not post, or transmit to other users, any defamatory, inaccurate, abusive, obscene, profane, offensive, sexually oriented, threatening, harassing, racially offensive, or illegal material, or any material that infringes or violates another party's rights.

·       You will not use a robot, spider, site search/retrieval application, or other manual or automatic device or process to retrieve, index, data mine, or in any way reproduce, reverse engineer or bypass the navigational structure or presentation of the service or its contents.

·       You will not provide inaccurate, misleading or false information to EarnOn or to any other user.

·       You should be using your discretion while sharing personal information with other users on EarnOn. EarnOn Members are expected to exercise simple precautions for their privacy and safety. You may not publish any personal contact information on Your Account, such as your complete name, address, email address, telephone number, instant messaging contact details or social media website URLs or usernames. In addition, for your safety, you may not include personal contact information in messages to users who have not previously contacted you.

·       Your account will be terminated if you are found to misuse the written spaces on EarnOn.

·       You will not upload viruses or other malicious code or compromise the security of the services offered by EarnOn in any way.

·       You will not post content that is vulgar, defamatory, controversial, violative of copyrights and trademark rights, violative of any law that the publishing of such content may be subject to.

·       You will use in a lawful, responsible and respectful manner, any information provided by another EarnOn user.

·       You will not use the service to disrupt public order.

·       You will not infringe upon the normal running of EarnOn or its infrastructure in any way.

·       You will immediately cease contacting any user who asks you to stop contacting them.

·       You will not post, copy, modify, disclose or distribute via our Website or App any confidential information; or any other material which is subject to our or a third party's (intellectual property) rights, without first obtaining our or the relevant third party's prior written consent.

·       You agree to compensate us for any claim or damages (including any legal fees in relation to such claim or damages) demanded by a third party in respect of any matter relating to or arising from any breach or suspected breach by you of these terms of use or the rights of a third party. We reserve the right to issue warnings, suspend access to Your Account or terminate Your Account, if we reasonably consider that you are in breach of these terms of use.

EarnOn provides assistance and guidance through its customer care team. When communicating with us, you agree to not be abusive, obscene, profane, offensive, sexist, threatening, harassing, racially offensive, or indulge in any other inappropriate behaviour. If we feel that your behavior towards our customer care team or any other employee is threatening or offensive, we reserve the right to immediately terminate your account without any warning.

EarnOn reserves the right to investigate and/or terminate your account without any refund or reimbursement if we feel you have misled EarnOnor its users, or misused the Service, or behaved in a way that EarnOn regards as inappropriate or unlawful, including actions or communications that occur off the service involving users you met through EarnOn.

Safety

The company currently does not conduct any criminal and/or other formal background checks of all its users and also does not attempt to verify the statements of its users. You are solely responsible for taking all appropriate safety precautions in connection with the use of the website and app and contacting other users. You accept that there are risks interacting online or offline with other users, including dating and meeting other users. We do not guarantee or verify the accuracy of information provided to you by other users. EarnOn makes every effort to keep the information made available on the website and app accurate and up to date, but we do not guarantee that the information is accurate, complete or current. No rights can be derived from it. Any reliance on the provided information is at your own risk. We do not warrant that the website or app will be available uninterrupted and in a fully operating condition. All content and services on the website or app are provided on an "as is" and "as available" basis. Any decisions or actions taken by you on the basis of the information provided on or via the website and app are at your sole discretion and risk.

‍You will not post, or transmit to other users, any defamatory, inaccurate, abusive, obscene, profane, offensive, sexually oriented, threatening, harassing, racially offensive, or illegal material, or any material that infringes or violates another party's rights.

EarnOn shall not collect data from minors. Should a Member lie about his/her date of birth, and particularly if he/she fraudulently claims to be over 18 years of age, the parents of the minor in question should inform EarnOn of this by sending an emai requesting the data to be deleted. EarnOn commits to deleting all data on the minor in question as soon as possible.

When you make an in-app purchase, you will be prompted to enter details for your account with your Software Store ("your IAP Account"), and your IAP Account will be charged for the in app purchase in accordance with the terms disclosed to you at the time of purchase as well as the general terms for in-app purchases that apply to your IAP Account. Some Software Stores may charge you sales tax, depending on where you live. If you purchase an auto-recurring periodic subscription through an in-app purchase, your IAP Account will continue to be billed for the subscription until you cancel. After your initial subscription commitment period, and again after any subsequent subscription period, your subscription will automatically continue for an additional equivalent period, at the price you agreed to when subscribing. If you do not wish your subscription to renew automatically, or if you want to change or terminate your subscription, you will need to log in to your IAP account and follow instructions to cancel your subscription, even if you have otherwise deleted your account with us or if you have deleted the EarnOn application from your device. Deleting your account on EarnOn or deleting the EarnOn application from your device does not cancel your subscription; EarnOn will retain all funds charged to your IAP Account until you cancel your subscription through your IAP Account.

In general, payments once made, are not refunded under any circumstances. In other words, you do not have the option of cancelling or getting a refund for any payment. It follows that you will not be getting a refund for any payment when your membership is terminated. We may make an exception if a refund is requested within 14 days of the transaction date if the payment was made in a currency other than INR, the paid goods remain unused, and if the laws applicable in your jurisdiction provide for refunds. Such refunds will be issued within 7 business days.

Any payment related queries regarding payments made from iOS devices using your Apple ID must be sent to Apple and not to EarnOn. To request a refund, please visit https://getsupport.apple.com. If you made the payment using your Google Play Store, please contact the EarnOn customer support by writing with your order details and invoice from the Google Play Store. If you made a payment through the Website or through any other payment gateway, please contact the EarnOn customer support by writing your order details and invoice.

License

The rights granted by EarnOn to the user are restricted to private and personal use. As a user of EarnOn, you grant EarnOn a free-of-charge, non-exclusive, international and permanent license for the use, reproduction, representation, modification and translation of any basic intellectual property-related component (text, emojis, photos, videos etc.) that it may provide through the App for the non-exclusive purpose of communicating with other users on EarnOn. EarnOn can use such content in any format on the Website, App, ads, other shielded areas accessible by other users and for other internal purposes.

EarnOn reserves the right at any time to modify or discontinue, temporarily or permanently, the service (or any part thereof) with or without notice. You agree that EarnOn shall not be liable to you or to any third party for any modification, suspension or discontinuance of the service.

Deletion of Account

A user of EarnOn may decide at any time and without notice to delete their account. If this user wishes to use EarnOn again, they will be required to register once again.

If a user deletes their account:

· Their profile will be removed from the list of profiles on EarnOn

·  The user cannot reactivate their deleted profile

 

EarnOn reserves the right to terminate your membership, to suspend a profile or to disable access with respect to a breach of any of the terms with or without notice. Under any circumstances purchases made on EarnOn will not be refundable.

Copyright Infringement Claims

You may not post, distribute, or reproduce in any way any copyrighted material, trademarks, or other proprietary information without obtaining the prior written consent of the owner of such proprietary rights. Without limiting the foregoing, if you believe that your work has been copied and posted on the Service in a way that constitutes copyright infringement, please provide uswith the following information:

·       An electronic or physical signature of the person authorized to act on behalf of the owner of the copyright interest

·       ‍A description of the copyrighted work that you claim has been infringed

·       ‍A description of where the material that you claim is infringing is located on the app

·       ‍Your full name, address, telephone number, and email address

·       ‍A written statement by you that you have a good faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law

·       ‍A statement by you, made under penalty of perjury, that the above information in your notice is accurate and that you are the copyright owner or authorized to act on the copyright owner's behalf

External Links and Services

The service may provide, or third parties may provide, links to other world wide web sites or resources. Because EarnOn has no control over such sites and resources, you acknowledge and agree that EarnOn is not responsible for the availability of such external sites or resources, is not responsible or liable for any content, advertising, products or other materials on or available from such sites or resources. You further acknowledge and agree that EarnOn shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of, or reliance upon, any such content, goods or services available on or through any such site or resource. Please go through the terms and privacy policies of such sites carefully as you would be bound by those during such interactions.

Limitation of Liability and Disputes

·       You are solely responsible for your interactions with other EarnOn users. EarnOn reserves the right to, but is not obliged to, monitor the resolution of any disputes arising between EarnOn users. We are not obliged to become involved in any domestic or private disputes between users and do not provide any arbitration or settlement service. EarnOn also reserves the right to take action, as deemed appropriate against errant users.

·       In no event shall EarnOn, its affiliates, employees, agents, licensors or partners be liable for any damages whatsoever, whether direct, indirect, general, special, compensatory, consequential, and/or incidental, arising out of or relating to the conduct of you or anyone else in connection with the use of the service, including without limitation, bodily injury, emotional distress, loss of use, loss of data, loss caused by a computer or electronic virus, loss of income or profit, loss of or damage to property, wasted management or office time, breach of contract or claims of third parties or other losses of any kind or character, even if EarnOn has been advised of the possibility of such damages or losses, arising out of or in connection with the use of EarnOn and/or any other damages resulting from communications or meetings with other users of this service or persons you meet through this service.

·       If you choose to invite someone to join our Website or App, you may select a person directly from your contacts list on your device and send a text, email or message from your personal account. You understand and agree that you are responsible for any charges made against communications sent from your device.

·       We will provide EarnOn service to you with reasonable skill and care. We do not make any warranties or representations (neither express nor implied) with respect to the Website, App or the associated services.

·       You hereby expressly agree not to hold EarnOn liable for any instruction, advice, or services delivered through our website or app. EarnOnexpressly disclaims any liability whatsoever for any damage, suits, claims, and/or controversies that arise or relate in any way to our website or app.

·       You expressly understand and agree that EarnOn will not be liable for direct, indirect, incidental, special, consequential, or exemplary damages, including, but not limited to, damages for loss of profits, goodwill, use, data or other intangible losses, resulting from: a) the use or inability to use the website or app; b) the cost of procurement of substitute goods and services resulting from any goods, data, information or services obtained or messages received or transactions entered into through, from, or as a result of the website or app; c) unauthorized access to or alteration of your transmissions or data; d) statements or conduct of any user or third party on the website or app; e) your reliance on content data made available by us; or f) any other matter relating to the website or app

·       Nothing in these terms of use shall exclude or limit our liability for our fraudulent misrepresentation or for death or personal injury resulting from our negligence or the negligence of our employees or agents.

·       To the fullest extent possible by law, EarnOn's maximum liability arising out of or in connection with the website or app or your use of our content, regardless of the cause of action (whether in contract, tort, breach of warranty, or otherwise), will not exceed greater than the fees you have paid to make purchases on EarnOn.

Indemnity

To the full extent permitted under Indian laws, you agree to defend, indemnify and hold harmless EarnOn, it's officers, directors and employees from and against all liabilities, demands, claims, damages, complaints, losses, costs, and expenses, including attorney's fees, due to, arising out of, or relating in any way to your access to or use of the services, your content, or your breach of this agreement.

Disclaimers

EarnOn does not represent or warrant that (a) any matches or profiles presented will be compatible and/or guarantee success in finding a services, or that (b) the service will be uninterrupted, secure or error free, (c) any defects or errors in the service will be corrected, (d) that any content or information you obtain on or through the service will be accurate, or (e) any suggestions or feedback will be incorporated.

EarnOn takes no responsibility for any content that you or another user or third party posts, sends or receives through the service. Any material downloaded or otherwise obtained through the use of the service is accessed at your own discretion and risk.

EarnOn disclaims and takes no responsibility for any conduct of you or any other user, on or off the service.

Advertising and External Links

The service may provide, or third parties may provide, links to other world wide web sites or resources. Because EarnOn has no control over such sites and resources, you acknowledge and agree that EarnOn is not responsible for the availability of such external sites or resources, is not responsible or liable for any content, advertising, products or other materials on or available from such sites or resources. You further acknowledge and agree that EarnOn shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of, or reliance upon, any such content, goods or services available on or through any such site or resource. Please go through the terms of use and privacy policies of such sites carefully as you would be bound by those during such interactions.

Miscellaneous

·       EarnOn or Bizionic Technologies Private Limited can be acquired for a part or in whole by another company. This will be done without (written) notice.

·       If you breach these terms of use and we take no action against you, we will still be entitled to use our rights and remedies in any other situation where you breach these terms of use.

·       If any part of these terms of use is disallowed or found to be void by any court or regulator, the other provisions shall continue to apply. We will adjust these terms of use as necessary, in which case the invalid terms will be replaced by valid terms that differ the least from the concerned invalid terms.

·       These terms of use are not intended to give rights to anyone except you and us.

·       We reserve the right, at our discretion, to make changes to the terms of use and privacy policy at any time. The most updated version is available on our app and website. Please check the terms of use and privacy policy periodically for changes as all modifications are effective upon publication. Continued use of the EarnOnapp and website after revision indicates the user's acceptance of the terms of use.

In case you come across suspicious activity, immediately notify us at support@earnon.co

·       In the event that we sell or buy any business or assets, in which case we may disclose your personal information to the prospective seller or buyer of such business or assets

·       To identify, contact or bring legal action against you if you are violating our terms of use or other rules or if we believe you are causing injury or interference with the rights of users, the general public orEarnOn.

·       If we or substantially all of our assets are acquired by a third party, in which case personal information held by us will be a part of the transferred assets

·       If we are under a duty to disclose or share your personal information in order to comply with any legal obligation, or in order to enforce or apply our terms and other agreements or to protect our rights, property, or safety of our customers, or others

EarnOn, the accompanying website and app are owned by Bizionic Technologies Pvt Ltdcompany incorporated under the provisions of the Companies Act 2013, with the registered office at 3rd Floor, Office No 1A, 6-3-1090/B/4, The Grand Building, KFC Building, Raj Bhavan Rd, Somajiguda, Hyderabad, Telangana 500082

We reserve the right, at our discretion, to make changes to the terms of use and privacy policy at any time. The most updated version is available on our App and Website at all times. Please check the terms of use and privacy policy periodically for changes as all modifications are effective upon publication. Continued use of the EarnOn app and website after revision indicates the user's acceptance of the terms of use and privacy policy.In case you come across suspicious activity, immediately notify us at support@earnon.co